© 2026 The Asclepius Initiative Inc.
Having health care coverage does not automatically protect someone from high medical costs. How coverage is applied to care, medical bills, and financial assistance programs can all affect what a person ultimately pays.
The resources below explain key parts of using coverage in practice, including accounts that can help pay for care, programs that reduce out-of-pocket costs, and reviewing medical bills for possible errors.
How to Use Health Care Coverage
These materials were supported by funds made available by the Kentucky Department for Public Health’s Office of Population Health from the Centers for Disease Control and Prevention, National Center for STLT Public Health Infrastructure and Workforce, under RFA-OT21-2103.
The contents of these materials are those of the authors and do not necessarily represent the official position of or endorsement by the Kentucky Department for Public Health or the Centers for Disease Control and Prevention.